GET THE DENTAL & VISION INSURANCE THAT CAN PROTECT YOU.
Iowa Retired School Personnel Association (IRSPA) knows retired school workers like you. Its partner Association Member Benefits Advisors (AMBA) knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.
- From IRSPA and AMBA
- Carriers you trust: Ameritas and VSP
- Choose the dentist and eye doctor you want
- No waiting periods - coverage begins right away
DENTAL COVERAGE LIKE WHEN YOU WERE WORKING
- Choose your own dentist – No network required.
- Save 20-40% – With a dentist in the Delta Dental Network.
- No Waiting Periods – For diagnostic & preventative services during open enrollment.
- Over 400,000 providers to choose from – whether home or traveling
- Covered Procedures – Coverage of routine cleanings, oral exams, x-rays & much more!
- High Calendar Year Maximum –
- Guaranteed Rates – Through February 2023
DENTAL COVERAGE INCLUDES:
Cavity Repair & Tooth Extractions* – 80% coverage after deductible for:
Major Services* – 50% coverage after deductible for:
Endodontics (root canals)
Periodontics (gum disease)
Crowns & Dentures (once every 5 years)
Diagnostic & Preventative* – 80% coverage for:
Routine Oral Exams
Bitewing X-Rays (once every 12 months)
Full Mouth X-Rays (once every 5 years)
DEDUCTIBLE: $100 lifetime per person
ANNUAL PLAN MAXIMUM: $1200 per person
MONTHLY GROUP RATES:
Member Only: $39.50
Member & Spouse or Dependent: $79.60
Member & Family: $98.03
VISION COVERAGE WITH A CLEAR DIFFERENCE
VISION OUT-OF-NETWORK REIMBURSEMENTS:
- Exams up to $45
- Frames up to $70
- Single Vision Lenses up to $30
- Lined Bifocal Lenses up to $50
- Lined Trifocal Lenses up to $65
- Progressive Lenses up to $50
- Contacts up to $105
LOW MONTHLY RATES:
Member Only: $11.94
Member & Spouse or Dependent: $20.94
Member & Family: $26.05
Association Member Benefits Advisors (AMBA) specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 60 associations in 35 states and hundreds of thousands of members.