Iowa Retired School Personnel Association
Iowa Retired School Personnel Association
 

GET THE DENTAL & VISION INSURANCE THAT CAN PROTECT YOU.

Iowa Retired School Personnel Association (IRSPA) knows retired school workers like you. Its partner Association Member Benefits Advisors (AMBA) knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come. 

  • From IRSPA and AMBA
  • Carriers you trust: Ameritas and VSP
  • Choose the dentist and eye doctor you want
  • No waiting periods - coverage begins right away

Dental Insurance:

DENTAL COVERAGE LIKE WHEN YOU WERE WORKING

  • Choose your own dentist – No network required.
  • Save 20-40% – With a dentist in the Delta Dental Network.
  • No Waiting Periods – For diagnostic & preventative services during open enrollment.
  • Over 400,000 providers to choose from – whether home or traveling
  • Covered Procedures – Coverage of routine cleanings, oral exams, x-rays & much more!
  • High Calendar Year Maximum
  • Guaranteed Rates – Through February 2021

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

DENTAL COVERAGE INCLUDES:

Cavity Repair & Tooth Extractions*80% coverage after deductible for:

Fillings
Oral Surgery
General Anesthesia
Emergency care

Major Services*50% coverage after deductible for:

Endodontics (root canals)
Periodontics (gum disease)
Crowns & Dentures (once every 5 years)
Implants

Diagnostic & Preventative*80% coverage for:

Routine Oral Exams
Routine Cleanings
Bitewing X-Rays (once every 12 months)
Full Mouth X-Rays (once every 5 years)

DEDUCTIBLE: $100 lifetime per person

ANNUAL PLAN MAXIMUM: $1200 per person

MONTHLY GROUP RATES:
Member Only: $37.26
Member & Spouse or Dependent: $75.10
Member & Family: $92.48

Rates valid from Mar 1, 2020 to Feb 28, 2021.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

Vision Insurance:

VISION COVERAGE WITH A CLEAR DIFFERENCE

  • Choose from thousands of eye doctors in rural and metropolitan areas nationwide.
  • One-stop convenience for eye exams and eyewear to take care of all your vision needs, your local Walmart included.
  • Great Benefits and Low Copays for the services you need, including:
    • WellVision Exam covered every 12 months with a $15 copay.
    • Prescription Eyeglasses with a $25 copay.
      • Frames covered every 24 months
        • $150 allowance on a wide selection of frames
        • $170 allowance for featured brands
        • 20% savings on the amount over your allowance
      • Lenses covered every 12 months.
        • 20-25% saving on non-covered lens enhancements such as anti-reflective and UV coating
        • Single vision, lined bifocal, and lined trifocal lenses
        • 100% coverage on Standard Progressive lenses
    • Contact Lens Exam covered every 12 months (instead of eyeglasses).
  • 20% savings on additional glasses and sunglasses.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

VISION OUT-OF-NETWORK REIMBURSEMENTS:

  • Exams up to $45
  • Frames up to $70
  • Single Vision Lenses up to $30
  • Lined Bifocal Lenses up to $50
  • Lined Trifocal Lenses up to $65
  • Progressive Lenses up to $50
  • Contacts up to $105

LOW MONTHLY RATES:
Member Only: $11.94
Member & Spouse or Dependent: $20.94
Member & Family: $26.05

Rates valid from Mar 1, 2020 to Feb 28, 2023.

ENROLL ONLINE REQUEST INFO
OR CALL 1-844-385-4359 Mon‑Fri 8am‑5pm CT

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ABOUT AMBA

Association Member Benefits Advisors (AMBA) specializes in providing retired educators and other public employees with quality coverage at competitive group rates. We partner with more than 60 associations in 35 states and hundreds of thousands of members.