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Enroll in Affordable Dental
& Vision plans from CalRTA
& Vision plans from CalRTA
Use your doctor or save up to 50% in-network
400,000 dental & 36,000 vision providers in-network
Yearly maximums up to $1,500.00
No waiting periods on covered services
ENROLL NOW
Your Teeth & Eyes
Will Say Thanks!
Will Say Thanks!
California Retired Teachers Association (CalRTA) knows Retired Educators like you. AMBA knows insurance. Together we can provide you with the dental and vision plans you need to keep your teeth and eyes healthy now and for years to come.
Dental Plans That Fit Your Budget
- Keep your dentist or choose an In-Network dentist and save
- Over 400,000 providers to choose from, whether home or away
- No waiting period on covered services – get access right away
- Covers exams, cleanings, fillings, crowns, implants, and more
- High annual maximum
Dental Plan Comparison
Gold Plan
Essential Coverage
Platinum Plan
Most Comprehensive
Member Only
$27.03/month
$59.99/month
Member +1
$54.06/month
$127.25/month
Member + Family
$80.56/month
$162.00/month
Deductible
$75.00
(waived for Preventative services)
$75.00
(waived for Preventative services)
Annual Maximums
Gold Plan
Platinum Plan
In Network
$750.00 per year/person
$1,500.00 per year/person
Out of Network
$750.00 per year/person
$1,500.00 per year/person
Preventative
Routine Cleanings
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
Routine Oral Exams
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
X-Rays (all types)
Covers 100% I.N. (80% O.O.N.)
Covers 100% I.N. (80% O.O.N.)
Basic
Extractions
Covers 70% I.N. (60% O.O.N.) (simple)
Covers 80% I.N. (60% O.O.N.) (simple)
Covers 50% I.N. (40% O.O.N.) (complex)
Covers 50% I.N. (40% O.O.N.) (complex)
Fillings
Covers 70% I.N. (60% O.O.N.)
Covers 80% I.N. (60% O.O.N.)
Periodontal Maintenance
Covers 70% I.N. (60% O.O.N.)
Covers 80% I.N. (60% O.O.N.)
Major
Crown (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Dentures (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Root Canal (all types)
Not Covered
Covers 50% I.N. (40% O.O.N.)
Extractions
Covers 70% I.N. (60% O.O.N.) (simple)
Covers 80% I.N. (60% O.O.N.) (simple)
Covers 50% I.N. (40% O.O.N.) (complex)
Covers 50% I.N. (40% O.O.N.) (complex)
Periodontics
Not Covered
Covers 50% I.N. (40% O.O.N.)
Use your current dentist OR Save 25-50% with a dentist in our network.
Find a dentist
(note: Select PDP Plus)
Details may vary based on start date. Please note it may take 10-15 days to process your enrollment. You will receive a ‘welcome to the program’ letter which will include your group number and carrier
details. Please consult your policy as the final ultimate source of covered services and program details.
Rates valid through August 31st, 2025.
Rates valid through August 31st, 2025.
A Vision Plan With A Clear Difference
Get quality coverage on the vision services you need:
- Thousands of eye doctors nationwide
- Covers in & out of network
- Eyeglasses, contact lenses and more
Choice Vision Plan
Exam Copay:
$15
Glasses Copay:
$25
Frames Allowance:
$150
Featured Frames Allowance:
$170
Contacts Allowance:
$150
Quality Coverage With Low Copays
- WellVision Exam every 12 months with $15 copay.
- Contact Lens Exam every 12 months
- Glasses with a $25 copay, 20% savings on additional glasses.
- Lenses every 12 months: 100% coverage on most
- Frames every 24 months: up to $170, then 20% off
- Up to 30% savings on anti-reflective & UV coating
- Additional Savings: 20% savings on additional glasses, 15% savings on contact lens exam, contact lens rebates and more!
- Find Your Eye Doctor
Plus generous out-of-network reimbursements
- Exam up to $45
- Lined Trifocal Lenses up to $65
- Frame up to $70
- Progressive Lenses up to $50
- Single Vision Lenses up to $30
- Contacts up to $105
- Lined Bifocal Lenses up to $50
Use the largest independent doctor network in the country plus retailers you know:
Details may vary based on start date. Upon enrollment you will receive a ‘welcome to the program’ letter then you will receive your full policy documents and ID
cards. Please consult your policy as the final ultimate source of covered services and program details.
CalRTA’s TRUSTED PROVIDER OF INSURANCE: AMBA
AMBA specializes in providing retired educators and other public employees with quality coverage at competitive rates. We partner with more than 70 associations in 35 states and hundreds of thousands of members.